Research from the Motor Insurers' Bureau reveals that many parents are committing motor insurance fraud by 'fronting' - insuring cars under their own name and adding the child as a named driver, when in fact the child is the main driver of the car.
This may reduces the cost of the insurance policy but it is illegal and, by declaring false informationn, the policy becomes invalid. So if a claim where to be made, and the fronting was discovered, the insurance company wouldn't have to pay out.
Many parents who front don't know they are breaking the law. They believe that they are exploiting a loophole in law.
With the high cost of young drivers insurance fronting seems to be on the increase, however, the insurance companys are increasingly active in rooting it out. Be careful.
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